96th JAIBB Question Governance in Financial Institutions (GFI) 2023 online.ibb.org.bd
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জেসমিন-২
THE INSTITUTE OF BANKERS, BANGLADESH (IBB)
96th Banking Professional Examination, 2023
JAIBB
Governance in Financial Institutions (GFI)
Subject Code :
Time-3 hours
Full marks-100
Pass marks 45
[N.B. The figures in the right margin indicate full marks. Answer any five questions.]
1. (a) "Some directors think themselves as 'owner' of the bank, and some staffs are also responsible for supporting them"-In the context of the statement, please, discuss your assessment on Banks/Financial Institutions (FIS) in Bangladesh.
(b) Who is/are the real owner of the bank/FI? Please, justify your answer in brief.
(b) With the rising number of banking frauds, what changes to corporate governance structure of banks do you suggest to tackle it?
3. (a)What do you mean by Senior Management Team (SMT)? Describe the role of SMT in a business.
(b) State the duties and responsibilities of Chief Executive Officer (CEO) of a commercial bank as per BRPD circular letter no. 18, dated 27 October 2013.
(c) Can Bangladesh Bank change the CEO? How?
(c) State the indicators of liquidity risk.
5. (a) What is Enterprise Risk Management (ERM)? Describe the components of ERM.
(b) What is Emerging Risk (ER)? Narrate the characteristics of ER.
(c) What are the regulatory requirements and compliance challenges faced by financial institutions?
[Please turn over]
6. (a) Which one is the most disastrous risk for a bank/FI? Please, justify your answer.
(b) Please, briefly discuss five other important risks for
Banks/FIs.
(c) Please, discuss the risks and benefits of letting a distressed Bank/FI die.
7. (a) Why relationship with the competitors is so important?
(b) "The relationship between banker and customer is not only that of a debtor and creditor, they have other relationships too."-Describe the relationships.
(c) Describe the importance of full disclosure in corporate and financial world.
8. (a) What do you mean by market repositioning?
10. Answer the following questions. Answer is preferable in one sentence. Each question carries 2 marks. 2×10=20
(a) According to the companies Act, 1994, what is the minimum number of directors of a public limited company?
(b) Under which section of the Bank Companies Act, 1991, Bangladesh Bank is empowered to remove a director of a bank company?
(c) What is the minimum number of meetings of a Board to be held in a year as per Bangladesh Bank's instruction?
(d) Can a bank directly engage in the business of stock dealing?
(e) What is the minimum number of independent director in the Board of a bank company as per Bangladesh Bank directives?
(f) What is the alternative name of Tier-1 capital?
(g) How many principles are there in the Basel Corporate Governance Principles for Banks?
(h) What is the age limit for CEO of a bank?
(i) Who Can an agent of a bank encash cheques on behalf of the bank? are the secondary regulators of a bank/financial institutions? (Please name two)
Category: Governance in Financial Institutions (GFI), JAIBB Question
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