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Institute of Bankers, Bangladesh (IBB) announced that JAIBB Accounting for Financial services and DAIBB Management Accounting hold on 22 December 2017 are cancelled due to unavoidable circumstances.
New date of exam will be announced very soon.
See notice on www.ibb.org.bd
New date of exam will be announced very soon.
See notice on www.ibb.org.bd
THE INSTITUTE OF
BANKERS, BANGLADESH
Banking Diploma Examination, November, 2017
JAIBB/DAIBB
International Trade & Foreign Exchange (FE)
Time- 3 hours
Full marks-- -100
Pass marks-50
[N. B. The figures in the right margin indicate full marks.
Answer any four questions from group A and one question from group B
Group A
Write short notes on any five of the following:—
a) Brexit;
(b) Combined Bill of Landing;
(c) Foreign Exchange Regulations in Bangladesh;
d) Consular Invoice;
e) Bill of Entry;
f) Packing Credit;
g) Asian Development
Bank.
2. Briefly describe the types of credit facilities offered
by the banks to their clients engaged in import trade. Identify the risks
associated with import financing and the ways these risks can be minimized.
3. Describe
the mechanisms for receiving payments against exports 5x4=
20
from Bangladesh under the following arrangements:-
(a) Letter of Credit;
(b) Bills for collection; (c) Consignment Sale; (d) Advance payment.
4. How does
a transferable letter of credit operate? Describe the 10+ I0=20
obligations and rights of the negotiating hank under this
type of credit.
5. Flight of
capital from Bangladesh to Switzerland and other 10+ 10= 20
centres is a matter of serious concern liar Bangladesh. What
are the likely causes for this phenomenon? What are your suggestions to stop
the capital flight?
6. Describe
the main features of foreign exchange market in 12+ 8=20
Bangladesh. Offer your suggestions to make the market more
meaningful to meet the needs of the banks and clients for both spot and forward
transactions.
7. What kind
of exchange rate policy is being currently followed by the authorities in
Bangladesh? Do you think Bangladesh taka should be devalued to improve export
performance and the flow of remittances from our nationals working
abroad?
8. Trace the
effects of smuggling of goods across Indo Bangla 10+
10 =20
border. What measures can be taken to curb this trend?
Group B
9. Please calculate the selling exchange rate of your bank
for Euro using the following data :--
Euro 1 =USD 1.1742-1.1642
US$ 1 = Tk. 78.5030-78 7070
Your margin of profit per Euro—1/ 8 %
SWIFT charges — 1/12 % per Euro.
10. Please calculate the exchange rate for buying a 120 day
bill 20
denominated in pound sterling using the following parameters
£ 1 = $ 1.4947 - 1.4957
$ 1 = Tk. 78.9020-78.10
Transit period 10 days
Interest rate 10% p.a
Profit margin per pound sterling Tk. 0.10
Capital flight is the movement of capital from one country to another, or sometimes from one investment sector to another, to capitalize on returns or mitigate risk.
HOW IT WORKS (EXAMPLE):
Let's say the Bangladesh government is overthrown. The new government begins nationalizing many industries and even begins seizing assets from multi national companies, banks, hospital and some manufacturers.
Because the investors in these companies are essentially having their property stolen, the region becomes an undesirable place to put money. Accordingly, there is a big sell-off in Bangladeshi stocks as investors pull their money out of the country and reinvest it in other countries.
Capital flight can devastate markets that suddenly look undesirable, though this event can benefit other markets as investors look for better places to put their money. The concept weighs heavily on the minds of developing economies that are trying to attract investment yet may be experiencing political instability or financial crises.
Because the investors in these companies are essentially having their property stolen, the region becomes an undesirable place to put money. Accordingly, there is a big sell-off in Bangladeshi stocks as investors pull their money out of the country and reinvest it in other countries.
Capital flight can devastate markets that suddenly look undesirable, though this event can benefit other markets as investors look for better places to put their money. The concept weighs heavily on the minds of developing economies that are trying to attract investment yet may be experiencing political instability or financial crises.
THE INSTITUTE OF BANKERS,
BANGLADESH (IBB)
Banking
Diploma Examination, November, 2017
DAIBB
Lending
Operation And Risk Management (LRM)
Time-----3 hours
Full marks---100
Pass Marks-----50
[N.B.------Answer any five questions.]
(b) As a newly posted branch manager, based on the survey data, you are advised to prepare a business plan for your branch for the year 2017-2018.
2 (a) Discuss different types of security documents those a bank usually obtain at the time of disbursement of credit from a borrower.
(b) Most of the banks accept land as collateral Security against loans. List down the name of the lands those cannot he accepted as security and why cannot be taken as security, discuss the causes.
Define ALM. and ALCo. Do you think that absence of effective ALM of a bank may lead it to different crisis geopardising, image and foundation of the bank. Please elaborate your answer.
Please sholArthe thrmation of ALCo of your bank and write the role and responsibilities of ALCo.
4 istinguish between money market and capital market. Do you think
that increased . call money rate can influence capital market? In what way? Please speci
Do you suggest any amount of investment in carAtal market by Commercial Bank? Justify your answer.
Distinguish between trading loan and working capital loan. Discuss the importance of working capital loan to an industrial enterprise.
Please furnish a sample of working capital assessment for a textile industry of 100 (hundred) loam.
What is loan syndication? How does it work? Explain its merits and demerits.
(b) Suppose, the .government has decided to implement. Dhaka-Gazipur Metro rail road through syndicate financing. 9 (nine) banks agreed to finance the . project through syndicate financing. .Please prepare a syndicate financing project proposal.
Lending operation question Nov 2017
THE INSTITUTE OF BANKERS, BANGLADESH (IBB)
Banking Diploma Examination, November, 2017
Management of Financial Institutions (MFI)
Time------3 hours
Full marks-100
Pass marks-50
[N.B.—The figures in the right margin indicate full marks. Answer any five
questions.]
Marks
1. (a) Please discuss, what will be the impact on the economy if more 8
private banks be allowed in our country.
(b) Do you think the role of central bank is perfect in terms of 8
controlling NPL in commercial banks?
(c) Explain, Mobile financial service and Agent banking are risk free. 4
2. (a) Weakness in credit documentation and proper monitoring creates NPL—Exp lain. 7
(b) Why financial institutions are concerned with NPL, and liquidity? Discuss. 5
(c) Do you agree that strong collateral is the safeguard of your assets? Why face value 8
lending becomes risky? Explain.
3. (a) How Return on Equity (ROE), Return on Assets (ROA) and 10
Earning per Share (EPS) are calculated from different components of financial statements?
(b) What is Capital Adequacy Ratio (CAR)? Do you think our banks are maintaining CAR 10
as per Bangladesh Bank requirement?
4. (a) What do you mean by fund management of bank? Explain liquidity management. 8
(b) Write the difference between set off and lien. 5
(c) What are reasons of non-recovery of loans against securities? 7
yn-low it helps protecting customers
5 (a) What is positive pa
menu?
y
interest from fraudulent Fa
o
agement is important for RTGS
(b) Why proper treasury 7
participation?
(c) How opening of fake bank
accounts can be stopped? 6
PDF copy Lending operation question Nov 2017
