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Quality of Loan appraisal field officer - LRM Tutorial -2

BD Blogger | 7:37 PM | 0 Comments



What qualities does a field officer (Who appraises loan proposal) should posses? Please elaborate your answer. DAIBB Exam May 2016

 Ans: Qualities of Loan proposal appraisal officer
  1. Active Listening - Giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times.
  2. Speaking - Talking to others to convey information effectively.
  3. Reading Comprehension - Understanding written sentences and paragraphs in work related documents.
  4. Judgment and Decision Making - Considering the relative costs and benefits of potential actions to choose the most appropriate one.
  5. Critical Thinking - Using logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions or approaches to problems.
  6. Service Orientation - Actively looking for ways to help people.
  7. Social Perceptiveness - Being aware of others' reactions and understanding why they react as they do.
  8. Complex Problem Solving - Identifying complex problems and reviewing related information to develop and evaluate options and implement solutions.
  9. Coordination - Adjusting actions in relation to others' actions.
  10. Monitoring - Monitoring/Assessing performance of yourself, other individuals, or organizations to make improvements or take corrective action.
  11. Time Management - Managing one's own time and the time of others.
  12. Management of Personnel Resources - Motivating, developing, and directing people as they work, identifying the best people for the job.           

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About author:
Author is a banker and blogger. He writes on Banking diploma and professional certifications for bankers such as CDCS, CAMS etc. Now serve in a large private bank of Bangladesh.

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