THE INSTITUTE OF BANKERS, BANGLADESH (IBB)
Banking Diploma Examination, November, 2017
Management of Financial Institutions (MFI)
Time------3 hours
Full marks-100
Pass marks-50
[N.B.—The figures in the right margin indicate full marks. Answer any five
questions.]
Marks
1. (a) Please discuss, what will be the impact on the economy if more 8
private banks be allowed in our country.
(b) Do you think the role of central bank is perfect in terms of 8
controlling NPL in commercial banks?
(c) Explain, Mobile financial service and Agent banking are risk free. 4
2. (a) Weakness in credit documentation and proper monitoring creates NPL—Exp lain. 7
(b) Why financial institutions are concerned with NPL, and liquidity? Discuss. 5
(c) Do you agree that strong collateral is the safeguard of your assets? Why face value 8
lending becomes risky? Explain.
3. (a) How Return on Equity (ROE), Return on Assets (ROA) and 10
Earning per Share (EPS) are calculated from different components of financial statements?
(b) What is Capital Adequacy Ratio (CAR)? Do you think our banks are maintaining CAR 10
as per Bangladesh Bank requirement?
4. (a) What do you mean by fund management of bank? Explain liquidity management. 8
(b) Write the difference between set off and lien. 5
(c) What are reasons of non-recovery of loans against securities? 7
yn-low it helps protecting customers
5 (a) What is positive pa
menu?
y
interest from fraudulent Fa
o
agement is important for RTGS
(b) Why proper treasury 7
participation?
(c) How opening of fake bank
accounts can be stopped? 6
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